D8 HCE Payments

Make payments for purchases in stores, using D8 HCE Payments instead of payment cards!

D8 HCE Payments is a mobile application that uses NFC antenna of your phone to fully emulate the NFC contactless payment card. It allows you, as a cardholder of banking card products, to create virtual copies of your existing cards inside D8 HCE Payments application.

Once you have virtual copies of your cards created in D8 HCE Payments, all you need to do to make payment is unlock your phone, choose the card you’d like to pay with and put your phone near the contactless card reader of the POS terminal.

Within seconds, confirmation of your transaction will appear on the screen of your phone.

It gets even more convenient, if you want to order a new card product from your bank. D8 HCE Payments offers you the opportunity to browse the available card product offer of the bank right inside the application, choose the one you like and sign the agreement.

After that you will receive fully functional virtual payment card in your phone within seconds, ready for use. No more waiting for 5 working days for plastic card to arrive by post, or self-picking it from the bank branch!

D8 HCE Payments is also more secure than usual payment cards for couple of reasons.

Firstly, your phone stores only virtual representations of the cards issued to you by the bank, and hence does not hold any real sensitive data of the card (such as card number, expiration date or security code (CVV/CVC)). Even if your phone gets stolen, there’s no way for thief to benefit from using information, stored inside your phone.

Secondly, with D8 HCE Payments you can have all your cards in a secure digital wallet that you are unlikely to forget at home and that doesn’t take as much space as a regular wallet.

We encourage you to download the application and test it yourself!